Mortgage Colorado & New Mexico

Denver Colorado home mortgage, Colorado refinance, Colorado home loan, Colorado home purchase, Colorado home loan refinance, Colorado mortgage rates.

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Apply for a Loan Free Pre-Approval Current Rates Tools & Calculators Purchase

Apply for a Loan Free Pre-Approval Current Rates Tools & Calculators Refinance

Standard Affordability Amortization Interest Only Refinance Bi-Weekly

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Affordability Calculator


	Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.


	Desired mortgage amount:


	Mortgage length (in years)


	Interest %


	Annual property tax


	Total monthly payments not including mortgage (car, loans, credit cards, etc).


	Summary


	Monthly Principal + Interest


	Total Monthly Obligations


	Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

1.	Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.

2.	Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Loan Calculators are tools designed to help you. However, we can help you know exactly what you qualify for.

Find a rate, loan type and payment to fit your needs.

Loan Amount

1-888-999-4541

303-858-8777

FHA Loan Limits

Beacon Financial Inc.
6890 S. Tucson Way Suite 204
Centennial , CO 80112
Phone: 1-888-999-4541
Fax:303-858-8222 We lend in all Colorado and New Mexico cities!!